Help To Buy Government Scheme to help you get onto the property Ladder

The government can ‘help to buy’ your own home. They make it possible to buy a home with just 5% deposit. The value of the proprty can be up to £600,000. This great deal covers new build or residential homes.

Take the first step today and get onto the first rung of the housing ladder.

How does the ‘help to buy’ work?

Your mortgage lender may offer you a 90% loan to value mortgage. That would mean that you would need to find 10% deposit. With the help to buy scheme you would need to find 5% and the government would guarantee the remaining 5%.

Who is eligible for the ‘help to buy’ scheme?

You first carry out a mortgage market review (MMR) with your mortgage broker. They will test your affordability.Once you know what you can afford you can then find out if you can meet the ‘help to buy’ requirements.

  1. You cannot own property anywhere else
  2. Your mortgage must be repayment only
  3. The property cannot be let out and become a buy to let investment
  4. A company cannot benefit from the ‘Help to buy’ scheme
  5. Your mortgage must be less than 4.5 times your income

Please note that the scheme ends Dec 2016

How to apply

Your application is via a high street lender or mortgage broker.

 

Why Choose Us

Save & Convey in partnership with The Homebuyer Conveyancing panel provides you the Homebuyer or Investor the conveyancing tools to find your property legal professional – Your Conveyancer. We understand that selling, buying and remortgaging freehold and leasehold property can be a stressful experience. We provide Free Instant conveyancing quotes where you can compare cheapest or nearest saving both time and money. You can book a call from your chosen Conveyancing Solicitor or Licensed Conveyancer to discuss your quote.

Free No Obligation Advice

Need Conveyancing Advice From A Property Legal Professional? – Why not use our conveyancer finder and book a timed call back from your chosen Conveyancer.

Alternatively please call us on 0345 463 7664. We are here to help you.

Our conveyancing search filters provide specialist conveyancing quotes. Help to Buy, Right to Buy, Shared Ownership, Transfer of Equity, selling Freehold or Leasehold property or when you need a specific Lender Conveyancer that is on your approved mortgage conveyancing lender panel when you are buying or remortgaging freehold or leasehold property This is often applicable when you have a loan / mortgage.

Our Service Promise

  • Price Compare competitive conveyancing quotes without entering any personal details
  • Fully itemised conveyancing quotes tailored to your search criteria
  • Book a timed call back from your chosen Conveyancer
  • Conveyancing Solicitors and Licensed Conveyancers that take time to explain in detail how they will work for you
  • Hotline number to help find your Conveyancer
  • Save & Convey in partnership with The Homebuyer Conveyancing Panel adheres to a Customer Service Promise
  • Our quotes are comprehensive and tailored to suit First time Buyers, Buy to Let Investors, Residential property buyers and sellers, lender specific Conveyancers
  • The Homebuyer Conveyancing panel is nationwide and the members are SRA regulated Conveyancing Solicitors and CLC Licensed Conveyancers
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If you would prefer to speak directly, please contact us on:

0345 463 7664